Posts Tagged ‘break habits’

Ten Habits to Break That Will Add Money to Your Bank Account

November 13th, 2009

There are probably more than ten habits to break that will add money to your bank account, but for now we will just talk about ten of them that can add up to several hundreds of dollars. Not all habits are bad for you but they still cost money. The list below are things you may be able to cut back on or out completely. If you are having trouble making ends meet then maybe a look at some of your habits is in order.

Instead of being depressed about your financial situation or thinking about borrowing money, why not sit down and make a list of things you may be able to do without,or not eat or drink, or even go do. Tightening the belt a little for a few months can put hundreds of dollars in your pocket in some cases.

Here are ten habits to break that will add money to your bank account

  • Stopping at the local tavern for a drink or beer on the way home.
  • Driving to the store for one or two items instead of making do until the next trip(fuel)
  • Not using coupons or watching the sales ads
  • Eating out instead of cooking.
  • Using tobacco products in excess
  • Buying precooked and frozen food to cook instead of cooking from scratch
  • Sporadic Driving and Speed – takes more fuel
  • Having car washed instead of doing yourself
  • Compulsive buying – do you really need it right now?
  • Professional manicures and pedicures

These are just a few of the things you can cut out to save money. If you put your mind to it and go over your routine for the week you will probably think of a lot more. You may not have to do this forever, but long enough to either get caught up financially or pay something off so your week to week finances will be easier. Don’t feel like you are being punished because you are cutting back. Think of it as a challenge and once you see more money in your bank account it will start to be fun.

What you need to do is keep a positive mental attitude and know and believe that you can get the upper hand in your life. Some of our problems are self made so we can solve them too with just a little brainstorming. Getting ahead of finances is a very good feeling. You can probably think of a dozen more ways to save money.

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